Remote is not a compromise
Tax filing in Spain is electronic. Returns are submitted through the Agencia Tributaria's portal with a digital certificate, notifications arrive in an electronic mailbox, and the supporting documents are scans. None of that improves by being done in the same postcode as the client, and a great deal of it improves by being done by people who see the same problem every week. Our clients are in Torremolinos and in Toronto, and the process is identical.
What does need local knowledge is the part that is not national: the regional rules, the municipal charges and, for holiday lets, the tourism register of the autonomous community where the property sits. That is knowledge, not geography, and it is the part we do for a living.
The four things that genuinely change by region
- The indirect tax is not always VAT. The Canary Islands apply IGIC instead, at their own rates and with their own rules. Ceuta and Melilla apply IPSI. A business invoicing from or into those territories is not doing VAT with a different number on it; it is doing a different tax.
- Two regions run their own tax authorities. The Basque provinces and Navarre have foral tax systems with their own income tax legislation, their own forms and their own deadlines. A Bilbao file is not a Madrid file with the address changed.
- Inheritance and gift tax is regional. The state law sets the frame and each community adds its own reductions and credits, which in some regions reduce the bill for close family to almost nothing and in others do not. The region that applies is decided by rules of connection, not by preference, and those rules are where most of the planning happens.
- Personal income tax has a regional half. Part of the rate scale and several deductions are set by each community, so identical income produces different tax in different places.
Andalusia
Almería · Cádiz · Córdoba · Granada · Huelva · Jaén · Jerez de la Frontera · Marbella · Málaga · Seville. This is where most of our holiday-let work is, and there is a separate set of pages covering the Andalusian municipalities one by one.
Madrid, Catalonia and the Mediterranean
Madrid · Barcelona · Badalona · Girona · L'Hospitalet de Llobregat · Lleida · Sabadell · Tarragona · Terrassa · València · Alicante · Elx · Castelló de la Plana · Murcia · Palma.
The north
Bilbao · Donostia-San Sebastián · Vitoria-Gasteiz · Pamplona · Santander · Oviedo · Gijón · A Coruña · Vigo · Ourense · Logroño. Four of these are in foral territory, which changes the forms rather than the principles.
The interior
Zaragoza · Huesca · Valladolid · Burgos · León · Salamanca · Toledo · Albacete · Badajoz · Cáceres.
Islands and the African cities
Las Palmas de Gran Canaria · Santa Cruz de Tenerife · Ceuta · Melilla. These four are the clearest example of why the region matters: IGIC in the Canaries, IPSI in Ceuta and Melilla, and in all four a set of incentives that do not exist on the mainland.
What we actually handle
The recurring work is holiday-let compliance, self-employed filing, invoicing across borders and non-resident property returns. The one-off work is inheritance and gifts, late filing put right voluntarily, letters from the tax office, certificates of tax residence, property sales and the 3 % withholding on both sides of them, share plans, and the article 93 regime for people moving to Spain. The pricing page sets out how the fee is worked out over a whole case rather than per form.
A note on holiday lets outside Andalusia
The income tax treatment of a holiday let is national and does not change with the region: resident owners declare it in their income tax return, non-residents file a Modelo 210 per property and per owner at 19 % with deductible costs if they live in the European Union, Iceland, Norway or Liechtenstein and at 24 % on gross rent otherwise, and the days the property was at your disposal generate imputed income. VAT is a state matter too: a let without hotel services is exempt across mainland Spain and the Balearics (the Canaries, Ceuta and Melilla have their own indirect taxes instead), and the rule that would have taxed lets of up to 30 nights at 10 %, Royal Decree-law 26/2026, was voted down by Congress on 2 October 2026, leaving the measure without a date and with July 2028 as its European limit. What changes outside Andalusia is the register you sign up to and the local rules on top of it.
The region that applies is not always where you live
The commonest misunderstanding we meet is that regional rules follow the person. They do not always. For inheritance and gift tax, the region whose rules apply is determined by rules of connection that depend on what is being transferred and on where the parties have been resident, and the answer can be a region none of the parties currently lives in. A gift of money, a gift of a property and an inheritance can each point in a different direction. This is not a technicality: the difference between two regions can be the difference between a bill of a few hundred euros and one of tens of thousands, and the connecting factor sometimes depends on where money sat and for how long. It is decided by the facts, it is worth establishing before the deed is signed rather than after, and it is one of the reasons we ask about residence history before quoting on a family matter.
How to start
Tell us what your situation is rather than which service you want; the questionnaire is built around that and takes about two minutes. We answer with the forms that apply to you, their deadlines and what it would cost for us to take them on. Start here.